Protection for Families
Family life is hectic. There are the pressures of work, the financial burdens of running a home and the time and energy needed to take care of the children.
If you don’t have protection in place and become too ill to work or die suddenly the consequences can be devastating. Emotional trauma can be quickly followed by financial worries and that’s the last thing that any family would need.
So what covers should you and your family consider?
Protection for your family to help maintain their standard of living. You can choose from our range of products designed to help support your family or loved ones financially.
- Life or/and Critical Illness Cover – Provides you with a way of making sure your dependants are financially stable if you die or are diagnosed with a terminal or critical illness or are permanently disabled. It provides a one-off lump sum or an income for your loved ones if you die or are diagnosed with a critical illness during the term of the plan.
- Income Cover for Sickness – Protects you against loss of income if you’re unable to work because of an accident or sickness. This would pay you a monthly amount after a number of weeks chosen by you, known as the deferred period if you couldn’t work because of an illness or accident.
- Sick Pay Insurance – Protects you for up to 12 months at a time against loss of income if you’re too unwell to work.
- Mortgage Payment Protection – Helps you to pay your mortgage or rent if you’re unable to earn your normal income because of accident or sickness.